Malta•EuropeMalta Retirement Programme
At a Glance
Processing Time
28-56 days
Application Fee
300 EUR
Stay Duration
1 year
Renewable
Varies
Job Offer
Not Required
Dependents
Not Specified
PR Pathway
Available
This visa can lead to permanent residency — the right to live and work here indefinitely without renewing your visa.Remote Work
Not Required
Overview
Long-term residency for retirees with pension income. Designed for pensioners from EU, EEA, and non-EU countries.
The Malta Retirement Programme is designed to attract retirees from EU, EEA, Switzerland, and selected non-EU countries who are in receipt of regular pension income. It offers favorable tax treatment and long-term residency for pensioners.
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Requirements
Language
English
Intermediate
Documentation
Applicant Documents
Valid passport
Valid for entire stay
Pension documentation
Certified pension statements
Proof of income
EUR 13,950+ annual pension income
Bank statements
Recent 3-6 months
Property documentation
Ownership or rental agreement
Health insurance
Valid health insurance for Malta
Medical report
Health clearance
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Advantages
- Favorable tax rate (15% flat)
- No social security contributions
- Renewable indefinitely
- Access to healthcare
- Reasonable fees
Considerations
- Minimum income requirement (EUR 13,950+)
- Pension income source requirement
- Must maintain property in Malta
- Health insurance required
- Annual renewal required
Application Process
Verify income requirement
Ensure pension income of EUR 13,950+/year or capital of EUR 349,000+
Prepare documentation
Gather pension statement, financial documents, health insurance
Obtain accommodation
Secure property ownership or rental in Malta
Submit application
File through CFR (Commissioner for Revenue)
Pay permit fee
Pay EUR 300 application fee
Await approval
Processing takes 4-8 weeks
Application Forms
Retirement Programme Application
Ready to Apply?
Check your eligibility first to see how well you match this visa