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Residence Permit for Financially Independent Individuals
VisasGermanyResidence Permit for Financially Independent Individuals
GermanyGermany•Europe
Open

Residence Permit for Financially Independent Individuals

Investment PR PathwayThis visa can lead to permanent residency, the right to live and work here indefinitely without renewing your visa. Dependents Allowed

At a Glance

Processing Time

Varies

Estimated Cost

€97–€193 EUR

Varies by filing options

Stay Duration

2 years

Renewable

Renewal

Renewable

Family

Dependents allowed

PR Pathway

Yes

Sponsor

No job offer needed

Work

Remote not required

Official Information
Germany flag

Living in Germany

Cost of Living
Same as United States
Avg Salary€39,600
Quality of Life
196/200
Full Country Guide

Overview

Residence Permit for Financially Independent Individuals (§ 7 AufenthG)

The §7(1) AufenthG permit lets non-EU nationals live in Germany without working, funded entirely through passive income or assets — savings, pensions, or investment returns. It is discretionary: the local Ausländerbehörde must find a justified reason and confirm that no public funds will be required.

Issued for 1–2 years and renewable, it can lead to a settlement permit (permanent residency) after 5 continuous years. No work or self-employment is authorized. Dependents may join if the applicant can cover all family members; health insurance for all is mandatory.

This visa is ideal for retirees, investors, or those with passive income who wish to relocate to Germany without taking up employment.

Germany

Curious about life in Germany?

Discover cost of living, salary benchmarks, tax rates, and quality of life — everything you need to know before you make the move.

Explore Guide

Cost Breakdown

Initial Issuance (Adults)€100 EUR
Initial Issuance (Minors)€50 EUR
Extension (Adults)€93 EUR
Extension (Minors)€47 EUR
Total€97–€193 EUR

Stay & Extensions

Initial grant2 years

Requirements

PUBLISHED REQUIREMENTS

Sufficient financial means (pensions, savings, investments)

Justified case for residence

No intent to work

REQUIRED DOCUMENTS

Proof of passive income/assets

Proof of health insurance

Proof of accommodation

Advantages & Considerations

Key Benefits

  • Allows residence without employment
  • Pathway to PR

Worth Knowing

  • Highly discretionary
  • High financial threshold
  • No work authorization
  • Intent to work
  • Insufficient financial assets

Application Process

1

Apply for a National Visa (Type D) at a German mission

2

Convert to a residence permit at the local Immigration Office

Application Forms

VIDEX National Visa PortalFill online

Verified Claims (19)

Last verified May 31, 2026
Application Steps
Apply for a National Visa (Type D) at a German mission; Convert to a residence permit at the local I…
se-legal.de
Dependent Visa
Possible, provided financial means cover the family
kreisgg.de
Fee Breakdown
Initial Issuance (Adults): 100 EUR; Initial Issuance (Minors): 50 EUR; Extension (Adults): 93 EUR; E…
visaguard.berlin
Fees
EUR 100 (initial for adults), EUR 50 (initial for minors), EUR 93 (extension for adults), EUR 46.50 …
visaguard.berlin
Forms
VIDEX National Visa Portal
kreisgg.de
Included Nationalities
—
kreisgg.de
Job Offer Required
false
se-legal.de
Legal Reference
§7 Abs. 1 AufenthG
gesetze-im-internet.de
Official Information
Germany flag

Living in Germany

Cost of Living
Same as United States
Avg Salary€39,600
Quality of Life
196/200
Full Country Guide

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