Switzerland•Europe2–6 months
Free
1 year
Renewable
Renewal
Renewable
Family
Dependents allowed
PR Pathway
Yes
Sponsor
No job offer needed
Work
Remote not required
Residence permit for retirees aged 55+ who are financially independent (minimum CHF 25,200/year), have ties to Switzerland, and will not work.
The Swiss B Permit for Retirement (Article 28 AIG, Article 25 VZAE) is a specialized residence permit for financially independent individuals aged 55+ who wish to settle in Switzerland without working. Applicants must demonstrate a minimum annual income of CHF 25,200, hold comprehensive health insurance, show strong ties to Switzerland, and reside at least 183 days per year.
The permit is issued for one year, renewable annually as long as conditions remain met: minimum age 55, personal ties, sufficient financial means, and no gainful employment. Spouses and dependents may not work. Processing takes 60–180 days. The visa grants access to Switzerland's quality of life, safety, and healthcare, with potential pathway to permanent residency after 5–10 years.
This visa is ideal for retirees aged 55+ with substantial pension income who seek long-term residence in Switzerland and can navigate a discretionary, cantonal approval process.
| Initial grant | 1 year |
Subject to cantonal discretion
Visas you can typically switch to from this status.
SwitzerlandMinimum age of 55 years.
Must be genuinely retired and not engage in any gainful employment in Switzerland or abroad.
Must demonstrate sufficient financial resources to support oneself and any accompanying family members without relying on public assistance.
Must hold comprehensive health and accident insurance covering all risks in Switzerland.
Must demonstrate strong personal ties to Switzerland (e.g., previous long-term stays, family ties, or social connections).
Must reside in Switzerland for at least 183 days per year (center of life).
Basic knowledge of the local language of the canton of residence.
Min. Income
25,200 EUR/yr
Valid passport.
Proof of sufficient financial means (e.g., pension statements, investment income, bank statements).
Proof of comprehensive health and accident insurance.
Evidence of personal ties to Switzerland (e.g., records of past visits, family documentation).
Proof of accommodation (lease agreement or property ownership).
Criminal record extract.
Declaration of intent to reside in Switzerland for at least 183 days per year.
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